General Membership Teleconference
On our site, you can download forms, contracts and get benefit information, you can look up contact information for union representatives including shop stewards; you can read the latest media covering the hard work of our members and union issues at In The News: To find out what we do and who we represent click on About Us.
So please go up to the site's navigational bar on top and click away.
We hope the sisters and brothers of our local, as well as visitors interested in who we are and what we do, will find the site both useful and informative. We have tried to make it easy for our members to find your benefit information and forms.
If you ever have any questions or need assistance, feel free to contact the union office. Our number is 212- 815-1983.
As you may have heard, Governor Cuomo has made a series of changes that will impact this year’s primary elections.
In an executive order, he has cancelled the special elections for Queens Borough President, and the 31st Assembly District.
The Governor has mandated, through executive order, that the state Board of Elections mail all registered voters a postage-paid absentee ballot application. While poll sites will remain open, an absentee ballot offers everyone the safest way to vote during the coronavirus pandemic.
The Board of Elections plan is to mail these applications out by the middle of this month, but you can proactively request your ballot online by clicking here.
Applicants must select “temporary illness” as the reason for the request. If you are quarantining away from your home, this gives you the opportunity to provide an address where you want your ballot sent.
So, let’s get out the vote this Primary Day June 23! Apply for your ballot online or fill out the application you receive by USPS mail.
If you have any additional questions, please feel free to contact the DC 37 Political Action Dept. at 212-815-1550.
The DC 37 Municipal Employees Legal Services (MELS) answers your questions about the debts of deceased loved ones, especially during this coronavirus pandemic.
Am I responsible for paying off the debts of a deceased relative?
Generally, the answer is, no. Responsibility for a deceased relative’s outstanding obligation is not automatically transferred to a surviving relative.
Are debts extinguished when the debtor dies?
No. Outstanding debts remain active. Payment of the debts becomes the responsibility of the decedent’s estate. If there are no assets in the estate, meaning the decedent left behind nothing of value with which to pay outstanding obligations, the obligations often go unpaid.
Can I, as a surviving relative, ever be held responsible for the deceased’s outstanding debts?
Yes. There are circumstances under which a surviving relative can be held responsible for payment, such as:
- If a surviving family member co-signed for one (or more) of the deceased relative’s debts, the surviving family member may be responsible for payment of the debt(s),
-If a surviving family member is the executor of the deceased’s estate, and is therefore responsible for settling the debts of the estate, with the assets of the estate, and fails to do so.
-If a deceased person’s spouse was responsible for payment of certain health-care-related expenses under a state law.
What if there was no will?
The lack of a will does not mean that there is no estate. If a relative dies intestate (without a will), the estate will be controlled by intestacy laws. In such cases the court may appoint a representative or an administrator to manage the estate and to settle outstanding obligations.
What if debt collectors start calling?
- Debt collectors are permitted to speak to a deceased person’s spouse, parents (if the deceased was a minor), a guardian, executor, or administrator about a deceased person’s debts. Collectors are not permitted to speak to anyone else about the nature of the debts.
- Collectors are permitted to contact third parties to obtain contact information of the deceased’s spouse, executor, administrator, or anyone else authorized to pay the deceased’s debts. Collectors are permitted to make such a call only once, unless the collector has reasonable cause to believe that information provided was inaccurate. Collectors may not discuss the nature of the debt with third parties.
What if I feel I am being harassed by collectors?
-To stop a collector from contacting you about a deceased person’s debts you must send notice in writing to the collector stating that you do not want any further contact.
-Send the original letter by certified mail, return receipt, so that you can track and document the date upon which the collector received the letter. Keep a copy of your letter for your files.
-If you are responsible for paying the debt, as executor, administrator, or co-obligor, be aware that although collection letters and phone calls may have stopped, the debt will remain active and creditors may resort to the Courts for collection.
Be aware of scams.
Unless a surviving relative is responsible for paying a debt for one of the reasons listed above, responsibility for payment of the debt of a deceased relative does not attach to surviving relatives. Unfortunately, there are those who seek to frighten and bully people into paying debts that may not be there’s. Before agreeing to make payments on a debt you are not sure is your responsibility, please call (212) 815-1111 to speak with an attorney at MELS.
●Executive Order No. 202.8, signed on March 20, 2020, bars all evictions and foreclosures in New York State through June 18, 2020.
●Executive Order No. 202.28, signed on May 7, 2020, allows tenants impacted by COVID-19 to temporarily use their security deposit toward their rent obligations, bars landlords from charging late fees between March 20 and August 20, 2020 and stays foreclosures and evictions for non-payment of rent against persons impacted by COVID-19 for an additional 60 days from June 20, 2020 to August 19, 2020.
COVID-19 FINANCIAL HARDSHIP SECURITY DEPOSIT OPTION
Under Executive Order No. 202.28, landlords and residential tenants may enter into a written agreement by which the security deposit and any interest on the deposit can be used to pay rent that is due or will become due. This agreement can be executed by e-mail.
Any tenant who requests this relief is eligible for it if they are eligible for unemployment insurance or benefits under state or federal law or are otherwise facing financial hardship due to the COVID-19 pandemic.
It is the tenant’s option to enter into such an agreement and landlords shall not harass, threaten or engage in any harmful act to compel such agreement. However, any security deposit used as a payment of rent must be replenished by the tenant at the rate of 1/12 the amount used as rent per month.
The payments to replenish the security deposit shall become due and owing no less than 90 days from the date of the use of the security deposit as rent.
COVID-19 FINANCIAL HARDSHIP EVICTION PROTECTION
LATE FEES BARRED
Executive Order No. 202.48, no landlord is entitled to or should ask for any fee or charge for late payment of rent occurring between March 20, 2020 and August 20, 2020.
The DC 37 Municipal Employees Housing Program staff and its mortgage consultants can help you make an informed decision.
Mortgage interest rates can change almost daily, and significant swings can occur from one day to the next.
And particularly in our geographic area, where homes are heavily financed, even small changes in interest rates can have a significant impact on a homeowner’s budget.
Although many analysts have been predicting dramatic lows in interest rates in the months to come, others are cautioning against anticipated peaks and rate increases as government relief begins to flow through our economy.
And given the recent economic slowdown and record unemployment figures, some economists are predicting a significant decline in property values in the coming months.
With so much uncertainty from one day to the next, knowing if and when to make a move on refinancing your home loan may be a difficult decision.
Our housing specialists are available to discuss the impact of the current economic climate, what these changes may mean for you, and how you can best benefit financially during this wild market ride. In some cases “staying the course” may be your best bet, but it is always important that you have the right information available to you so that you can make the smartest choice given your own personal circumstances.
We encourage our members who have decided to refinance or cash out on their home’s equity to consider all of their options before acting and to take full advantage of the DC 37 Municipal Employees Housing Program in making their decision. Our dedicated team of experienced mortgage professionals is here to help you make the right long term financial decision.